The next way is to create a budget. This budget will help us to know our purchasing power and reduce the purchase of less important needs. So if we are still using credit cards, we will also be a sharp buyer because we know which needs to be purchased in accordance with the budget we have set. This way can also make us more focused and can allocate funds to save more. Because we can save less important expenses in each month.
Use Citibank online credit cards according to financial needs and capabilities. Credit cards are not drugs or psychotropic drugs that can cause biological and psychological addiction.
Wise Motivations to Have Credit Cards
But a credit card is a means of payment that allows us. With a strong will and determination to change, we are sure we will be able to escape from the trap and perhaps even better treat credit cards more wisely.
Congratulations for the successful submission of the first credit card. Now you no need to bother back and forth to Automatic Teller Machine just for transfer or withdraw cash. Plus your wallet is no longer bloated with the sheets of money. The various transactions you face can be solved simply by swiping a credit card. Time is no longer wasted and what has been planned is no longer delayed due to lack of funds.
Many insider motivations have credit cards. Whether it’s to pursue efficiency in the transaction or in order to have goods such as the latest smartphone in installments. Speaking of numbers, credit card users in this country are growing annually.
The increase is in line with the improvement of the economic level of the people in Indonesia or the improvement in the provision of wages or the economy of the country that is still maintained properly. In fact, the first milling about the assumption that using credit cards make life so wasteful because it cannot controlled.